Build Smart Money Habits That Actually Stick
You already know budgeting matters. What you might not know is how to make it work without feeling restrictive or complicated. Our programs strip away the noise and focus on practical strategies that fit real life.
Start Your JourneyPrograms Designed Around Real Challenges
We've spent years working with people who struggle with the same budgeting frustrations. These programs came from those conversations—built to address what actually trips people up when managing money.
Foundation Track
Getting Started Right
For anyone who's tried budgeting before and felt overwhelmed. This 8-week program focuses on building sustainable habits one step at a time.
- Weekly live sessions covering one concept at a time
- Practical exercises you can finish in under an hour
- Direct feedback on your specific situation
- Tools that work with your existing bank accounts
- Small group discussions with others at similar stages
Advanced Track
Beyond Basic Budgeting
Once you've got the basics down, this 12-week program tackles the trickier aspects—handling irregular income, balancing multiple goals, and planning for bigger financial moves.
- Advanced techniques for income that varies month to month
- Strategies for juggling competing financial priorities
- How to prepare for major purchases without derailing progress
- Building systems that adjust as life changes
- Monthly one-on-one sessions to address your specific obstacles
Family Track
Managing Money Together
Designed for couples or families who need to coordinate finances without constant friction. This 10-week program helps you find approaches that work for everyone involved.
- Communication frameworks that reduce money arguments
- Systems for shared expenses and individual spending
- Planning for family goals while respecting personal priorities
- Age-appropriate ways to involve kids in money decisions
- Couples coaching sessions included
What Makes These Programs Different
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Small Cohorts
We cap groups at 12 people. This means you get actual attention, not just a seat in a webinar. You'll know everyone's name by week two.
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Real Scenarios
We don't use made-up examples. Every case study comes from actual situations people faced—and how they worked through them.
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Flexible Pacing
Life happens. If you need to miss a session or take a week to catch up, that's built into the program structure. No one gets left behind.
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Ongoing Access
After your program ends, you keep access to materials and our online community. Questions don't stop when the course does.
Program Comparison
| Feature | Foundation | Advanced | Family |
|---|---|---|---|
| Duration | 8 weeks | 12 weeks | 10 weeks |
| Live Sessions | 8 group sessions | 12 group + 3 individual | 10 group + 2 couples sessions |
| Cohort Size | Max 12 people | Max 10 people | Max 8 families |
| Practical Exercises | |||
| Personal Budget Review | Group setting | Private sessions included | Household review included |
| Irregular Income Strategies | Basic overview | Full module | Adapted for families |
| Communication Framework | Optional add-on | Core component | |
| Material Access | Lifetime | Lifetime | Lifetime |
| Community Forum |
How It Works
Step One
Initial Consultation
We start with a 30-minute call to understand where you're at and which program fits best. This isn't a sales pitch—it's about finding the right match. If we're not it, we'll tell you.
Step Two
Join Your Cohort
Programs start at the beginning of each month. You'll meet your group in the first session, and we'll establish how everyone wants to work together. Ground rules matter.
Step Three
Weekly Rhythm
Each week brings one new concept or skill. You'll practice it during the session, try it at home, then come back with questions. Learning happens through doing, not just listening.
Step Four
Adjust and Refine
Halfway through, we review what's working and what needs tweaking. Your feedback shapes how we proceed. No two cohorts follow exactly the same path.
Step Five
Continue Forward
After your program ends, you have everything you need to keep going. Plus access to our community and occasional alumni sessions. You're not on your own.
Who This Actually Helps
Real People With Real Results
Kai from Ang Mo Kio joined the Foundation Track after years of trying different budgeting apps. Three months after finishing, he'd built an emergency fund and had a clear plan for the first time. Not because we gave him magic formulas, but because he learned to work with his actual spending patterns instead of against them.
Priya and Dev took the Family Track when they couldn't agree on saving priorities. The program didn't fix their marriage—but it gave them tools to have productive money conversations. They still disagree sometimes. They just handle it better now.
- People who've tried budgeting before and gave up
- Families tired of arguing about money decisions
- Anyone dealing with irregular income who can't follow standard advice
- Those ready to actually change habits, not just learn theory